Quick And Easy Ways To Check Axis Credit Card Status:

Friends, if you have also applied for Axis bank credit card, whether it is Axis Magnus Credit Card or Flipkart Axis Credit Card or any other credit card and till now you have not received any message from Axis Bank regarding whether your credit card has been approved or rejected, so in this article we are going to know about how to check Axis Credit Card Status?

Many times such a situation is created even after the waiting period given by the bank ends and still we do not know the status of our application nor do we get any reply from the bank regarding it, at that time it becomes important for you that if you can check this thing by yourself then you should definitely do so.

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How to Check Axis Credit Card Status in All Ways?

There are many methods to check the status of any applied credit card of Axis Bank and all these methods are provided to you by Axis Bank itself. Therefore, you can check your Axis Credit Card Status by adopting any of the methods mentioned below. Now we are going to tell you about all these methods one by one –

Check Axis Credit Card Status Using the Axis Bank Website:

First of all, let us know how we can check the status of our credit card through Axis Bank website.

1. First of all, you have to open the official website of Axis bank, Axisbank.com in your browser.
2. Now you have to click on Explore Products – Retail – Cards – Credit Cards in the above menu bar.
3. Now you will land on your Axis Bank credit cards page, from where you can apply for any Axis Bank credit card. At the top of this page, you will see a line which will be like this – “If you have applied for a credit card with Axis Bank, click here to know your application status” You have to click on Here.

4. Now you will come to the page where you can check the status of your credit card. Or you can also click directly here on Axisbank.com/cctracker. With this you will come directly to its credit card tracker page.

5. Here we will select the method with Application ID to explain. For which you have to enter your Application ID and Mobile Number in the columns made here and fill the Captcha and tap on Track Now.

6. As soon as you click, it will tell you the status of your credit card within a few seconds. If your card has been approved then it will also be visible to you on the device and if your credit card has been declined then it will also be visible to you. Along with this, if your card has been approved then you will also see the limit of your credit card here.

In this way, by using the Axis Bank website, you can check the status of any of your Axis Bank credit cards whether it is approved or rejected.

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Check Axis Credit Card Status via Axis Support:

You can also check the status of your credit card with the help of Axis Support. From here you can easily check the status of any of your services, complaints or services, whatever you have submitted to Axis Bank.

1. For this, first of all you have to go to the Service Request Status page of Axis Bank.
2. Now here also you can check the status of your application in two ways, one with your Application or Service ID and the other with your Customer ID.

Here you should keep in mind that only maximum 90 days old data can be tracked here. If your application is older than this then you can adopt any of these other methods.

Check Axis Credit Card Status via Call Support:

Apart from this, you can also know your Axis Credit Card Status by calling the customer care of Axis Bank. Customer Care phone numbers are given below. But keep in mind that before calling, you must have your Application or Service ID or your PAN number, so that the Bank Executive can verify your identity.

1. 1800 103 5577 (Tool Free Number)
2. 1860 419 5555 (Charges Applicable)
3. 1860 500 5555 (Charges Applicable)

Check Axis Credit Card Status via Email Support:

You can also check the status of your credit card through email to Axis Bank.

1. For this, first of all you have to come to the Send us an Email page of Axis Bank.
2. Now you have to enter your Axis Bank registered email ID, which is the email ID you used while applying for Axis Credit Card.
3. After this you have to fill the Captcha and click on Verify.
4. If the email provided by you is found in their records then you will be redirected to the next page where you will explain your problem.
5. Here you have to fill your Application ID and whatever required information is asked from you and send it.
6. After this, you will be given information about the status of your credit card in a reply mail.

Here you have to keep in mind that you enter only your registered email because due to security reasons, reply from Axis Bank comes only on registered emails.

Check Axis Credit Card Status via Live Agent Chat:

Apart from all this, you can also know the status of your credit card by live chat with their agent. One of its biggest advantages is that you get quick replies related to your query.

1. First of all you have to come to the Web-Chat page of Axis Bank.
2. After this you have to enter your mobile number along with your registered email ID and country code.
3. Now you have to fill the Captcha and click on Start Chatting. If everything goes well, a chat window will open from where you will be able to chat live with an Axis Bank agent and know the status of your credit card.

Note that if you are an Indian user then this chat window will be available for you from 07:00 AM to 11:00 PM. During this time you can get your query resolved. But if you are an NRI Customer (Non-Resident Indian Customer) then this service is available for you 24*7.

Some of the main reasons why your application is rejected:

When you check your Axis Credit Card Status and you see your application rejected, then in that case what could be the weak points behind the rejection of your application, let us see these in brief –

Loan balances are too high: Having multiple loans, like personal loans and auto loans, can raise concerns about your ability to manage credit card debt, making the bank wary of approving your application.

High credit card balances: Utilising multiple credit cards with high balances can lead to rejection. It’s advisable to keep your credit card spending below 30% of your total credit limit to maintain a good credit score.

Insufficient Income: Credit card companies require a minimum income level to issue a card. If you don’t meet this requirement, your application may be denied.

Excessive number of credit cards: Holding too many credit cards can label you as a ‘high-risk’ customer, potentially resulting in application rejection.

Frequent late payments: Consistently paying your credit card bills after the due date can harm your credit score and hinder your chances of obtaining a new card.

Credit card settlement: Settling a credit card debt for less than the full amount owed can make it extremely difficult to obtain a new credit card.

Age, employment, and income: Most banks have age, employment stability, and income criteria. If you don’t meet these conditions, getting a credit card can be challenging.

In this article we learned how to check Axis Credit Card Status through multiple methods. You can check the status of your application by using any of these methods which you like or which is convenient for you. Along with this, we also learned in the end that if your application is rejected then what could be the reasons behind it, which you can review again and get your application approved.