HDFC Launch New Harley Davidson Diners Club Credit Card

When RBI had banned HDFC Bank from launching credit cards, the team of HDFC Bank had made profit by using its excellent techniques. Because during that time HDFC Bank had launched many co-branded credit cards. And finally they have now launched the most rumored credit card. HDFC Bank has launched two credit cards in collaboration with Harley Davidson which are as follows – HDFC Harley Davidson Diners Club Credit Card and HDFC HOG Diners Club Credit Card.

However, HDFC already has many credit cards of Diners Club Network such as HDFC Diners Club Black Credit Card, Black Metal Credit, and Privilege Credit Card etc. But recently HDFC Bank has also launched both these credit cards on Diners Club network. Therefore, in this article we will tell you about all the features, benefits and fees & charges of HDFC Harley Davidson Diners Club Credit Card.

Key Features Of HDFC Harley Davidson Diners Club Credit Card:

HDFC Harley Davidson credit card: Features & Benefits

HDFC Harley Davidson Diners Club Credit Card: Finance Benz

Welcome Benefits:

When you spend ₹ 75000 within 90 days after the issue of HDFC Harley Davidson Diners Club Credit Card, you get annual membership of Swiggy One and Times Prime. Apart from this, you will also get a Harley Voucher worth ₹ 750. But you will get these benefits only if you spend ₹ 75000 within 90 days of your card issue.

Milestone Benefit:

When you spend ₹ 1.5 lakh in a quarter with your HDFC Harley Davidson credit card, you will get a gift voucher worth Rs 1500 from any of the brands Marriott Experience or Decathlon or Barbeque Nation or O2 Spa or Lakme Salon. .

Dining & Entertainment Benefits:

In HDFC Harley Davidson credit card you also get Dining and Entertainment benefits. In this, you get BOGO offer on purchasing tickets on BookMyShow, in which you get a discount of upto Rs 250 on the second movie ticket after purchasing one ticket. That means, if the value of your ticket is less than Rs 250, then in a way the second ticket will become free for you. And you can use this offer twice in a month.

You will get this offer only three days a week – Friday, Saturday, Sunday. You can claim this offer on any of these three weekend days. You can book the show any day of the week but your show should be on any one of these three days.

HDFC Bank Credit Card Apply

Along with this, you get extra dining benefits on Swiggy and Zomato. Every month you will get 5X reward points on all your spends on Swiggy and Zomato. But from here you can earn maximum 2500 reward points in a month only. To avail this offer your minimum transaction value should be ₹150.

Airport Lounge Access:

In HDFC Harley Davidson Diners Club Credit Card, you get the benefit of lounge access at domestic and international airports. In this credit card, you will get access to lounges of 2 Worldwide Airports in one quarter. This benefit will be available to both Primary Card holder and Add-on Card Holder. But to avail this offer, HDFC Bank has now applied some conditions in which you will get the benefit of these airport lounges only if you spend Rs 15,000 from this credit card in the last quarter.

Now, to avail these airport lounges, it is not that HDFC Bank has imposed this quarterly spending limit only on this one credit card, but now HDFC Bank is setting these spending criteria on almost all its credit cards. And from some cards, the feature of Airport Lounges has been disappeared. And not only HDFC Bank but all the banks are following this thing and setting a spending criteria on Airport Lounges.

Reward Benefits:

The base reward structure of this HDFC Harley Davidson credit card is 4 reward points every Rs 150. Now as we told you that you will get 5X reward points on spending on Swiggy and Zomato, that is, there you will get 20 reward points per Rs 150.

Apart from this, when you spend on HDFC SmartBuy with this credit card, you get upto 10X reward points. On HDFC SmartBuy you can book hotels and flights and apart from this you can purchase gift vouchers of many top brands.

You will not get these reward points on spending on categories like Fuel Spends, Cash Advances, Payment of Outstanding Balances, Payment of card fees and other charges, Smart EMI / Dial an EMI transaction, government transactions, rent.

Reward Points Redemption Value:

You can redeem your earned reward points through HDFC Netbanking or HDFC SmartBuy. You will see different values of these return points at different places. You can see below where and how much value of these reward points you will get –

  • Flights and hotel bookings via Smartbuy at a rate of 1 RP = ₹ 0.5
  • Access the Exclusive Privilege Dining Catalog at select restaurants through Smartbuy, with a conversion rate of 1 RP = ₹ 0.50
  • Redeem Reward Points from the exclusive reward redemption catalog designed for HDFC Bank Diners Club Privilege Credit Card, at a rate of 1 RP up to ₹ 0.35
  • Receive cashback with a value of 1 RP = ₹ 0.20

Reward Points Capping:

Apart from this, you also get to see some daily and monthly capping on these reward points, which are as follows –

  • Reward Point Validity: Reward Points/Cash Points are valid only for 2 years from the date of accumulation
  • Reward Points accrued for insurance transactions will have a maximum cap of 2000 per day
  • Reward Points redemption for flights & hotels bookings are capped per calendar month at 50,000 reward points
  • Reward Points redemption for Cashback redemption are capped per calendar month to 50,000 rewards points
  • Reward Points earned on Grocery transactions will be capped per month to 2000 Reward Points
  • The maximum reward points that can be earned in a statement cycle for Harley-Davidson Diners Club Card is 50,000

For specific products and vouchers, the redemption of Reward Points is limited to 70% of the total value. The remaining balance must be settled using the same Credit Card.

Good Food Trail Program:

Take advantage of great dining features and savings through the Good Food Trail program:

HDFC IRCTC Rupay Credit Card

Enjoy fantastic dining deals and savings with the Good Food Trail program on Swiggy: Get up to 20% off your total restaurant bill when you pay through Swiggy Dine Out. Choose from over 20,000 participating restaurants and avail discounts offered by the restaurant as well as Swiggy. This offer is valid only for payments made via the Swiggy app.

Quarterly Top Spenders Benefit:

  Apart from this, you can also get Top Spenders benefits on HDFC Harley Davidson credit card. Get invited to an exclusive Harley Davidson event when you are one of the top 3 highest spenders in a calendar quarter. To qualify, you must meet a minimum spending requirement of ₹1.5L within the 3-month period. This VIP experience is reserved for the biggest Harley Davidson credit card spenders each quarter.

Annually Top Spenders Benefit:

Be one of the top 2 highest spending Harley Davidson credit card members in a calendar year and earn an exciting reward. If you spend a minimum of ₹7.5L during the year, you can qualify for either:

  • A fully sponsored trip to the iconic Harley Davidson Museum in Milwaukee


  • Harley Davidson gift vouchers worth ₹1.5 lakhs to spend on merchandise

This exclusive annual benefit is reserved for the top 2 card members who do the most shopping with their Harley Davidson credit card.

Fee And Charges:

Below you are told about all the important fees and charges of this credit card –

Eligibility Criteria:

HDFC Bank Harley-Davidson Diners Club Credit Card Eligibility:

For Salaried Indian Citizens:

  • Age: 21-60 years
  • Minimum Monthly Income: ₹70,000

For Self-Employed Indian Citizens:

  • Age: 21-65 years
  • Minimum Annual Income (as per ITR): ₹8.4 Lakh

Final Words:

Harley Davidson was exited from India in 2020 but then it made a re-entry with its new bike X 440 and for the same it has launched these credit cards. They have done all this to settle in the Indian market. In collaboration with HDFC Bank, they have launched two credit cards, Harley Davidson credit card and HDFC H.O.G credit card. But both these credit cards are good in name only. If we give our opinion about these credit cards, then both these credit cards fail to excite their customers according to their fees.

Harley Davidson Credit Card could have been considered a good credit card but we did not like the spend limit of Rs 75,000 imposed on the welcome benefits. However, you also get some good things on this credit card like BOGO Offer on BookMyShow. But its second credit card is HDFC HOG Credit card, in this you get to see only fee. If you want to apply for any of these credit cards, then you can consider Harley Davidson Credit Card.

Otherwise, there are other good credit cards of HDFC Bank available for which you can apply like – HDFC Tata Neu Credit Card, Millennia Credit Card, and Regalia Gold Credit Card etc. You get to see good value back in these credit cards.


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